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​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Tailor-made Development Financing Solutions To Meet Your Needs​​

At Land Bank, we recognise that farmers operate under a unique set of economic requirements. That is why we offer a more innovative approach to financing to meet the needs of a far more diversified marketplace. Unique products have been developed and world-class service delivery that takes place at the point of need are now pillars of the institution.​

Land Bank today continues to serve farmers and agri-business across the agricultural value chain. Bringing new entrants from historically disadvantaged backgrounds is part of the Bank’s core mandate. To these new farmers, facing the challenges of establishing sustainable agri-businesses, Land Bank continues to offer a commercial lifeline through appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

We also work to facilitate collaboration and partnerships to ensure that the delivery of land, capacity, skills and financial resources take place for the benefit of the emerging farming sector.


Land Bank Offers A Comprehensive And Customised Product Offering That Includes:​

  • ​​Low mon​thly administration costs;

  • Loan terms that are longer than those offered by competitors. For example, a loan payable over 25 years can be obtained for the purchase of agricultural land;

  • Assistance to all farmers and agri-businesses to adopt technologies that will enable their operations to become more climate resilient;

  • Opportunities for established medium-to-large farmers to undertake transformational projects and grow their enterprises to support inclusive growth in the sector;

  • Syndicated loans to large commercial businesses co-funded with commercial banks where the banks may not have the appetite to take on large single obligor risks;

  • ​Flexible security options;

  • Support for Black agri-entrepreneurs in the sector through the creation of appropriate equity investment structures and opportunities;

  • Instalments that are matched to primary income streams (The frequency of instalments can be monthly, quarterly, bi-annually or annually).

  • Support for smallholder farmers to expand their operations and thus grow the size of the agricultural sector overall, contributing to the creation of employment and reduction in poverty;

  • The backing and support of skilled and experienced staff;

  • Competitive interest rates and insurance premiums; and​

 ‭(Hidden)‬ The Application Process

  • 1. How can we assist you?

    Log your inquiry via our e-service portal. If you’re not registered please do so.

  • 2. Set up an appointment.

    We will notify you once your enquiry has been received and our team will arrange an appointment to speak to the right person either telephonically or in person.

  • 3. Action and Results!

    Our team of experts will then guide you through the application process and notify you of the outcome.
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 ‭(Hidden)‬ Tell Us Your Financial Requirements And We Will Do Our Best To Assist You

​At Land Bank, we’re committed to helping you realise your agri-business dreams. Help us to help you by following the easy steps to see if you qualify for one of our tailor-made financing solutions:​​​